2/6/2019 | Posted in Mortgages and Real Estate by Ron Hyde
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Canada’s banking regulator defended tougher mortgage underwriting rules blamed recently for a slump in the nation’s housing market, but left open the possibility that ... More

4/30/2018 | Posted in First Time Home Buyers by Ron Hyde
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The home-purchasing power of ‘peak millennials’ aged 25-31 has diminished by around $40,103 (16.5%) since the introduction of the OSFI stress test at the start of ... More

4/5/2018 | Posted in Home Buyers by Ron Hyde
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The results of a fresh study conducted by Royal Bank of Canada showed that fully 32% of Canadians are likely to buy a home in the next two years (up by 7% from last ... More

12/25/2017 | Posted in Mortgages and Real Estate by Ron Hyde
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It’s almost a tradition that Canada’s mortgage czars clamp down on housing in the new year, and 2018 is no exception. ... More

10/20/2017 | Posted in Home Buyers by Ron Hyde
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The newest set of mortgage restrictions announced by the OSFI will hit home buyers looking to upgrade to new properties the hardest, according to BMO financial group chief ... More

10/18/2017 | Posted in Mortgages and Real Estate by Ron Hyde
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OSFI has published its update for the tightening of mortgage lending regulations known as Guideline B-20 and set the date that it will apply. ... More

10/11/2017 | Posted in Mortgages and Real Estate by Ron Hyde
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A new stress test for all uninsured mortgages is unnecessary and could increase costs for homebuyers, a report by the Fraser Institute said Wednesday. ... More

7/7/2017 | Posted in Mortgage News by Ron Hyde
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New rules proposed by the federal government to curb financial risks associated with the country's hot housing markets could make it more difficult to secure a ... More


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